First Time Buying

Check your credit

Check your credit rating. Confirm that you are eligible for the loan you need to secure the home you want. Confirm that your lender is ready to give the “go” based on your rating and available money.

Evaluate assets and liabilities

 Know your worth. This helps secure better financing and eventually helps you get the dream house that you’ve always wanted.

Keep your money where it is

A lot of people make the mistake of spending way too much money after selling their home and looking to buy another one. If your lender sees large sums of money flowing out of your account. No matter how much you still have, they will get nervous.

Get pre-approved for your home loan

Speak to your lender and see where you stand. Turn in any documentation they ask for and make sure your timelines for buying match.

Do background check on the area that you are buying

Pricing trends, crime rate, cost of living, school reports, hidden costs, neighborhood behavior, and more details that you aren’t aware of. These details matter.

You are not likely to have success timing the market

The real estate market is not like the stock market. Generally. houses stay on the market anywhere from one month to a year. It’s a people market and has to be treated as such.

Generally, the price of homes goes up over

Time!!! that being said, the longer you wait, the more you are likely to pay.


Logic vs. Emotion Which should you use in making a decision when buying your first home? Once you love the house, be patient enough to go through the numbers and hidden features.